Product Cosco Mortgage Corporation Rate Bank's Rate 1 year closed   4.49   6.95 2 year closed   5.40%   7.00 3 year closed   5.50%   7.00 4 year closed   5.34   6.85 5 year closed   5.74%   7.00 7 year closed   6.25%   7.35 10 year closed   6.45   7.75 Rates are as of November 14 ,2008    Rates are subject to change without notice